Sibling

Asking your brother to repay the loan

Eighteen months ago you lent your brother a significant sum for a "short-term" gap. He has never mentioned it since, though he has taken holidays and bought a new car.

What you want out of itHe agrees to a concrete repayment plan with amounts and dates.

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Who you'll be talking to

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Mike · Your younger brother

Charming deflector

Jokes; "of course, soon"; promises without numbers; changes the subject to family news.

Difficulty 1 — Resistant but reachableVoice: Chris

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Mike · Your younger brother

Defensive, flips the blame

Says you are "keeping score"; brings up times you were helped; accuses you of caring more about money than family.

Difficulty 3 — Escalates and won't budgeVoice: Liam

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